John Klotz, certified financial planner with Investment Planning Counsel, joins Vassy Kapelos for Money Talk. This week's focus: November is here, that means it's time to start thinking about year end planning! 

Listen to The Vassy Kapelos podcast on the iHeart radio app, Apple Podcasts, Spotify, or wherever you listen to your podcasts. Follow us on Twitter at @VassKapelosShow and on Instagram at @VassyKapelosShow.

<p>John Klotz, certified financial planner with Investment Planning Counsel, joins Vassy Kapelos for Money Talk. This week's focus: November is here, that means it's time to start thinking about year end planning!&nbsp;</p>
<p>Listen to The Vassy Kapelos podcast on the iHeart radio app, Apple Podcasts, Spotify, or wherever you listen to your podcasts. Follow us on Twitter at @VassKapelosShow and on Instagram at @VassyKapelosShow.</p>