Caption: December is here and the 13th cheque has arrived  Before festive spending takes over, it’s worth pausing to be intentional. Financial educator Nicolette Mashile shares practical tips on using this extra income wisely  from clearing debt and building savings to investing in yourself and still enjoying guilt-free treats. Smart choices now can be the difference between January stress and a confident start to the new year.

Caption: December is here and the 13th cheque has arrived&nbsp;&nbsp;Before festive spending takes over, it&rsquo;s worth pausing to be intentional. Financial educator&nbsp;Nicolette Mashile&nbsp;shares practical tips on using this extra income wisely&nbsp; from clearing debt and building savings to investing in yourself and still enjoying guilt-free treats. Smart choices now can be the difference between January stress and a confident start to the new year.

5 Nights with Karabo Ntshweng gives your weeknight an energy punch, where youth lifestyle, art, fashion, cool research findings and unbeatable music meets. 

5 Nights with Karabo Ntshweng gives your weeknight an energy punch, where youth lifestyle, art, fashion, cool research findings and unbeatable music meets.

Have a laugh and let loose with Smash Afrika on 5 Nights! Catch Up on all the madness and interviews on the show, here

5 Nights

Your weeknight energy punch - where youth lifestyle, art, fashion, the talk of the town, advice, cool research findings and unbeatable music meet!

Your weeknight energy punch - where youth lifestyle, art, fashion, the talk of the town, advice, cool research findings and unbeatable music meet!

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