Every Saturday, Olivia Maragna joins 4BC Weekends to simplify the complicated world of money, banking and budgeting. This week: the key to getting ahead in the new year, simple tips to save on essentials and getting the most out of those Christmas gift cards.

<p>Every Saturday, Olivia Maragna joins 4BC Weekends to simplify the complicated world of money, banking and budgeting. This week: the key to getting ahead in the new year, simple tips to save on essentials and getting the most out of those Christmas gift cards.</p>

Join Luke Grant on Saturdays and Sundays from 9am for all the latest local news.

<p>Join Luke Grant on Saturdays and Sundays from 9am for all the latest local news.</p>