Lessons from the golf course can be applied to retirement planning. Key takeaways include: don't get too focused on immediate results, look for solid and tried-and-true strategies, choose the right investments at the right time, avoid hazards and stay disciplined, and save a percentage of income based on individual circumstances. It's important to have a plan, trust the process, and work with a fiduciary advisor. Consider rolling over old 401(k) accounts into an IRA for more flexibility. Seek professional advice to maximize Social Security benefits and minimize taxes. It's never too late to start planning for retirement.